Association of Bankers Bangladesh (ABB) Chairman Syed Mahbubur Rahman said last year the loan increased a lot. But the deposit did not increase compared to that. It is also the failure of the bankers that they could not collect deposits. He said, 'I will not say that there is liquidity in bank sector. I think there is a distribution problem. The loan-deposit ratio in government bank is 40-50 percent. '
The Bank of Bangladesh's Association, Bangladesh Association of Banks (BAB) fixed interest rate of 9 per cent and interest rate of deposits by 6 per cent, which is effective from July 1. Prime Bank Deputy Managing Director said. Habibur Rahman Chowdhury. He said the direction of interest rate not to be six-six did not come from the regulatory body. It does not specify what percentage of the interest rate will be. It has created a chaotic situation in the banking sector.
At the function, BRAC Bank Deputy Managing Director Abdul Kader Joardar presented a presentation. He said, while the banks are making interest against deposits 4-5 percent, it is more than 11 percent in the savings bank. If you have a head on mind, then you can go towards investing in the savings bank. He said the liquidity crisis in the bank has not yet been resolved. Interest rates are not good for the industry. But the current situation in the bank sector is the opposite.
Abdul Kader Zawarder further said, the demand for bank loans will increase further if interest rates fall. But where will the money come for additional loan? How the banks will fill the limits of debt-deposit in the next 9 months.
In the welcome speech, ICAB President Dewan Nurul Islam said, the liquidity crisis has created a liquidity crisis in the bank sector. The question is, where is the money actually gone?
