If people consistently bid 1% over on the internal market, stabilizer will fill over 160K worth of orders per day. Mostly people don't. I understand the inconvenience (have to buy HIVE, have to manage orders, etc.) but it's a huge opportunity to get HBD consistently in volume, and that's how the HBD supply grows.

Apart from the inconvenience, I think people are spoiled being able to get HBD for under a dollar. That worked for a long time. But now, tt doesn't make sense to be that price sensitive given the APR available. You can make back 1-2% premium from yield in very little time.