If it gets to the haircut ratio too quickly on a regular basis I think that just tells us we should increase the haircut ratio (within reason). This means there is more demand for HBD, which can be transmitted into demand for HIVE, and we shouldn't be arbitrarily capping that at 10%. This is the value of yield farmers in capitalizing a token. If it turns out that the demand mix is such that people want to invest in Hive more for yield than for speculative appreciation, we should let them.