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4 years in the university and I never really thought much about money. I never thought of making some on my own, or saving what I already have. But being in my final year, it has become almost the only thing I ever think about. Reason being that I know from here on, I must take care of myself and I must minimize the luxurious habits I have.
My first thought of action was to get a money box. I did get that actually in my earlier years in the university and one day, I just opened it up. Why? Because I had made some other financial decisions that I wasn’t so proud of and I needed that money to keep me going. It wasn’t up to expectations though. I expected so much more. So I thought I should get another one which I did.
But my problem is that I always feel money is going to come from somewhere and this way of thinking hasn’t failed me yet. But I know it won’t be for long. Then I discovered this 50, 30, 20 method. I discovered it on TikTok. It’s amazing the things we learn online these days. What is this method?
50% - Needs
30% - Wants
20% - Savings
So this pushed me to writing a list of all the things I need and want. I constantly write them down when they cross my mind so as to know what exactly to spend my money on when I get some.
One thing about this method, you calculate it on any little money you receive. So if I were to get $1 from whatever sources, I would have to save 20cents, and then decide which need is most pressing. The easiest way for me way to keep it the 20% in this money box I had.
Even though this has worked out for me for some time now, I am currently exploring other ways of not just maintaining what I have, but actually making more of it. I intend to share them with the community as I continue to explore. A detailed explanation of this method I mentioned can be found here. It’s a much detailed post by 
Let me know, how do you make and save your money?
