Dude you are on a serious roll. This is a damn good post. It's a pity so few will read it. If I was in charge of this platform I would find a way to promote your posts, you are such a fan and you make so much sense. But that kind of logical shit never happens in the real world. People get famous for who they know or that shit is accidental. Write good shit and stuff, no that won't do it. LOL
No seriously this money payment rails shit your talking about is what made Tether a 4 billion dollar business. You should build something like that on Hive. I am not sure people here would use it, cause your a nobody and no matter how much people could benefit from shit they get hung up on who is making it. So good luck with that.