Governments and banks don't have any control over cryptocurrencies.

Really ? ,. You will need a government approved bank to finally get your from bitcoin exchanged dollars out in your cash wallet , or bank owned plastic pay card .

Binance and others abandoned there debit card system already in many country's . Under threat , and so control of the government's and banks .

Crypto-economics is based on game theory, system design, and aligning incentives. With these ideas, you can make safe, decentralized, and autonomous systems with built-in incentives to get people to act in the best interest of the network as a whole.

Hmmm ? ,.. a social credit system i call that .

with built-in incentives to get people to act in the best interest of the network as a whole.

LOL! ,.. I hear the IMF speaking
built-in incentives , build in by government and banks .

buyers won't be protected by the government or a financial agency. This lack of rules also makes cryptocurrency appealing to thieves, who could use it to hide money or avoid paying taxes.

This post is screaming for governance and control by banks and governments

I think your Ai is trolling you .
;-)