Yea I have to remind myself sometimes that this isn't just a free holiday. I'm pretty solvent but I have friends with children, mortgage payments the classic set up and it all seems to be going down the Swanee.

Thanks for getting back to me as well mate; linking in with your original post it is refreshing to actually have a conversation with someone on here, get to learn about their worldview and know that they will make an effort to respond and that its not all about an upvote.