It might be out of line, but I use nexo card from time to time
Here's the ref link https://nexo.io/ref/mx3126pjlu?src=android-link

I don't have binance card, but here's my ref link to binance
https://accounts.binance.info/en/register?ref=37627552

As far as I know they charge 0.9 % on crypto conversion but they offer chargebacks. If you start using it, please do some review and ping me