Hy @mhizerbee,i feel hive should have an additional rating button addad to the normal voting button,then I will give you a five star rating,I particularly love the second bulleted point on the principles of savings

It is hard but necessary that we spend less than we earn so we don't end up spending both the capital and the interest, that way,investment can be a real estate.

By the way,i am new here and you understand what that means with regards voting power so to show my appreciation for this insightful work,I have reblogged your post so my audience can also get some bite of its yummy taste

I am @sirmartinet