That's a fair point, but I think it only extends the timeline.

However, I'm not sure it applies to me, as I'm nearing 50 and my mom and one grandmother have passed. I suspect the other has, too, but I haven't confirmed.

I also feel like your reply only furthers my point. The fiat system is an arena that has to be navigated until we get to the point we can just disregard and go around it.