Agreed. They'd have us paying them to for the privilege of letting them lend our money for their profit if they had their way.

I've seen the term negative interest rate come up on and off over the years and it wasn't a threat while everyone could just refuse to deposit cash, but now that almost everyone gets paid via electronic transfer it seems to be coming up more often.

Simply put, most of the institutions humanity built to make civilization possible have turned on us and are dedicated to our enslavement in one way or another.

Blockchain tech is the answer to this, but it, too, is neutral and can be turned against us. I feel like it's imperative we have a foundation of liberty baked into everything we use it for and Cubdefi is a great example of how to do it. It's only financial now, but someday soon we'll use smart contracts and DAOs for things like loans and insurance and who even knows what else. Whatever the use case, the ability to engage or pass is crucial.