Hive will be risky regardless of returns, as it isn't designed to have stability. HBD is safe, so I think that's the way to attract new blood. Once they get here, and see what else Hive has to offer, particularly regarding social media, but not excluding DeFi, gaming, etc., they'll start growing a presence here, which will add to the overall value of Hive, making the rewards we get now worth more.

I've been watching HBD gain acceptance in less developed places, which leads ne to believe that's our bread and butter. Have a reliable stable coin that earns a good return and watch everything grow as more people adopt it.

Having said that, I'd like better returns on Hive, too, but don't want it at the expense of HBD. Maybe we could just divert some of the interest earned from the DHF to bolster Hive returns, somehow?