Hi Defimoon, this is a very interesting set of observations. I agree that investor confidence is shaken when you find out that a total loss is possible and a month later noones funds have been restored. I also think there is competition with other stable coins and in time for the MakerDao. The fact they lockup Ethereum, which is highly rated has always been in their favor, but as the DeFi options increase the investor community becomes less forgiving of mistakes like this and failure to make people whole or partially compensate them 30 days after the event suggests no compensation is coming and it's time to risk ones investments elsewhere.