Funny you mentioned this- just yesterday I closed up an old bank account I’d barely used the last 8 years. I moved out of the neighborhood where that bank branch was 8 years ago, but I kept my bank account going this whole time. I went back to the branch for the first time in years just yesterday to close everything up and it was mind blowing to watch just how slow it was there. When I lived in that neighborhood, it was always busy in that bank when I went there. I was there for about 45 minutes and only two other people other than myself walked into that branch. It was like a funeral home. The bank employee that closed me up told me they were merging with another branch and closing up later this summer.

This decades a lot of banks will die a slow death.