I'm not great at making resolutions, any ambitions past five and I'm lost 😂. I like budgeting, though, I like to know I have enough to cover my expenses and an emergency fund. I suppose I like to set intentions, if that's the right word? It always takes me a long time, weeks, to get into that intention, one of the reasons I tend to make one or two at a time, let them settle, then try the next one.

You have some great intentions for your future and I agree I find it easier when I've made a decision about something and I don't have to keep making that decision, like when you set a budget. I am wondering whether to set a no-buy year this year. I might find that helpful. Hmm, I'll think about it today.

It feels like you are on a threshold, it is going be an exciting year ❤️