You write great! A real writer so it is fun to read any subject you write about.
In June I will be 50, and I cannot imagine collecting a pension five years from now :) I guess I love my job and will stay there at least until 62 when I can take the early retirement with no reduction of the benefits...

That is twelve more years... If I were to retire like you at 55 I would get:

If I wait until 62 my benefit will be: