I think that the phrase "losing an account" has (at least) two meanings - one is forgetting the password (and/or username), and the other is having unauthorized access to the account. 🤔🤯

The default settings should still be easy to use, since I assume that more than 90% of web browser users would not need such fine control (and might even be confused with it). 🤯🤓

!DIY
!LUV
!PIZZA