Stellar is focused on operating in the developing world. They’ve partnered with IBM and opened a major opportunity to potential XLM users because; more businesses from the developing world try to find a way for their projects to be funded. Behind Stellar is the same blockchain technology as is behind Bitcoin only the difference is that Stellar can process transactions in 2 to 5 seconds and also allows all users to make a quick exchange of government currencies such as Euros or dollars. Also, because of Stellar’s partnership with IBM, there is a huge chance of using Lumens to process more than 60 percent of all the cross-border payments. Experts believe that because of its decentralized nature and nonprofit organization, Stellar can be the next great thing. You can find out more about Stellar > Cryptocurrency classes
I'm just waiting to see Ups and USPS using stellar