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When choosing insurance for long-term life abroad, I would start by considering the destination and the healthcare system there. A plan that works well in one country may not provide the same practical value somewhere else. It is worth checking hospital networks, emergency assistance, exclusions, deductibles and whether treatment outside your country of residence is covered. For people comparing international policies, ExpatInsure can provide another useful point of reference before making a final decision.
RE: Why Do You Need To Have Health Insurance?