HBD is a stablecoin. HBD = Dollars

HBD is short for Hive Backed Dollar.

So HBD will stay around $1. However, there may be slippage due to lack of liquidity. So, sometimes it can be seen moving to $0.93, sometimes to $1.05. But the overall goal is to keep it at $1. And it's already returning to $1 a short time later. When liquidity increases in the future, these slippages will decrease even more.

Currently, it is possible to earn 20% by saving HBD. In other words, 20% gain can be obtained from a stablecoin equal to the dollar on HIVE. It is also possible to earn more than liquidity pools on polycub.com. But before entering liquidity pools, it is necessary to do a good research. Because here the risk is a little more.

HIVE is a cryptocurrency, HIVE can move to $0.5 or move to $5.

I hope I could explain.