I think that they will remove cash sooner than we suspect. They have great excuse now, as the invisible beast named Covid is getting spread through cash moving around the people from hands to hands. So they say... Moreover, banksters printed so much money out of the thin air last year that this hyper inflated balloon is about to pop. "The great reset" is already here and they will "build back better"...So they say...By 2030 the plan suppose to be fully accomplished. And I believe that at this point they want 2 tier society where the bottom one is greatly reduced, chipped by Gates' crypto body mining technology (patent number 2020060606)and "they own nothing and they happy" living happily and fully invigilated in the smart cities controlled by AI through 5G and starlink satelites. So I believe that they will keep announcing new waves of the Covid continuously until they will destroy entire economy, and it is not that far from it now. As all big corpo whales are fully aware of it, I think they will load their bags with cryptos sooner rather than later. Also around 300 finacial institutions are already aligned for Ripple Net and once this SEC lawsuit circus is over they will push it big time. Unless Ripple wont come out succesfull (which I dont think) so then they will move to Stellar as it works pretty much exactly the same way. But I think it is just cover up to scare all the retails from it. Ripple was mentioned at World Economic forum already back in 2016. So it is all aligned up and perhaps 2-3 years from now and there will be cashless society. Unless humanity jointly finally will stand up for themselves and will say NO to this biggest scam in the history of this planet.