I appreciate your response, @agmoore. And I thank you generally for it being civil and respectful. And I thank you specifically for pointing out my error in not catching what you had stated, "Throwing money at the problem won't help" You are correct. You clearly stated it.

If you will permit, to my reading of it, there is a logical inconsistency that led me to respond the way I did. Let me address that more broadly, instead of focusing on the word "money." How would I do that? Substitute a broader reference to something like, "socioeconomic status" or similar?

While we can agree, perhaps, that has a bearing on the topic, I do not agree that is the primary problem. While stated far too simply, attempting to state it succinctly, I believe the roots of the problem are far more philosophical than they are economical. Which addresses all of your questions, without specific point-by-point detailed responses to each of them.

Based on what you have said thus far, then, it would appear we have a rather fundamental disagreement. Which is, of course, just fine, as I would hope we can at least agree we could still peacefully coexist, nonetheless.

Beyond that, I could go on. I am peacefully and productively retired. I have plenty to do, to keep me busy, but I don't mind discussing this further, if it is of any interest. However, I won't presume that to be the case. Long an advocate for interpersonal relations of any kind (personal / professional / ?...?) being mutually beneficial, I'll leave it here, until next time.