Yeah it's always a massive tension. For us we chose our mental health and having more free time, but it does mean we are more insecure when it comes to money. We could die anytime though so it seems a better option for us personally to not work as much and stress ourselves out. But you are still young and building financial security. So I suppose it does matter. If it's any consolation, we all go through these dilemmas in our working lives. Find a way to not let it crush you or choose a different path. Hugs!