Hello friend @sandracarrascal.

An interesting topic that you raise in this opportunity, where it is important to highlight what you express:

Everything we do in our life is good as long as we keep ourselves in balance, so it is really worth applying a psychology oriented to saving as long as we can live in an orderly manner and without excesses of any kind.

Here you summarize in an excellent way the issue raised, thanks for sharing your interesting article. Greetings.