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Randy Sadler
@randy-sadler
54
Christian, Husband, Father of 5, Marketer, Entrepreneur
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Created
2016-06-29 02:42
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randy-sadler
business
2019-02-12 14:24
Government Shutdown Insurance
Business interruption often stings more than property loss. 2019 kicked off with a “human-caused disaster” for many American citizens with the longest federal government shutdown in U. S. History. And,
$ 3.114
5
3
randy-sadler
business
2018-09-18 13:29
Excluse Me! What Do You Mean We’re Not Covered?
No, this isn’t a typo. “EXCLUSE ME?” is an appropriate response when your business has a loss that you expected your insurance to cover, but an unexpected policy exclusion results in your claim being denied.
$ 0.080
91
2
randy-sadler
business
2018-09-14 15:08
Sniffing Out Sham Worker’s Comp Claims
Is your captive insurance company paying a large worker’s comp claim to a semi-pro wrestler who is jumping off the top rope on weekends? Let’s hope not! Workers Comp fraud is real and is a drain on many
randy-sadler
business
2018-09-14 14:52
Take Your Healthcare Costs Captive
Uncertain regulatory changes, increased costs of care and restrictions in access to coverage continue to threaten the amount of control employers have over their healthcare insurance. Industry studies
randy-sadler
business
2018-09-14 14:34
Where's the Love? Try ART.
I’m sure you’re familiar with the expression, “All give and no take.” This reminds me of conversations I have had with CFOs and Risk Managers through the years. More than once, I’ve been told about insurance
randy-sadler
business
2018-09-14 14:20
Keeping Bad Company? Consider ART.
Your Mother always warned you about the people who would drag you down. She probably told you, “Bad company corrupts good morals.” This axiom is increasingly true in risk management and insurance as well.
randy-sadler
business
2018-04-13 15:03
INSURE Your Way To Greater Wealth
Risk management is a challenging business. In the twenty-first century, companies (particularly small and mid-sized ones) face innumerable existential threats. For instance, cyber risk is a growing and
randy-sadler
business
2018-03-21 21:50
Life Insurance As An Asset Class In A Captive Insurance Company
In a recent article published in the January issue of Business Insurance, Phil Karter, JD and Katherine Jordan, JD of Chamberlain Hrdlicka discuss life insurance as an asset class for captive insurance
randy-sadler
business
2018-02-16 00:13
Yellow Fever - Section 179 Versus A Captive Insurance Company
I was recently talking with a CPA who told me he has been encouraging one of his best clients to form a captive insurance company. It seems that every Fall his client contracts “Yellow Fever” and in this
randy-sadler
business
2018-02-10 02:21
Section 179 Or A Captive Insurance Company – The Impact Of Tax Reform – Part 3
With the passage of Tax Reform, some mid-market and small business owners are “feeling like a kid in a candy store.” The economy certainly seems to be picking up momentum and real wages are rising for
randy-sadler
insurance
2018-02-01 16:06
Breaking It Down - The Impact Of Tax Reform On Small Captive Insurance Companies
Two weeks ago, we addressed the impact of tax reform on captive insurance companies. This week, we will specifically focus on small captives that make an 831(b) tax election and insure pass-through entities
randy-sadler
business
2018-02-01 16:01
New Tax Law Benefits Captive Insurance Companies
For many businesses in the United States, there is excitement in the air, and rightly so. 2017 was characterized by increased corporate earnings and an improving labor market with real wage growth. Consumer
randy-sadler
business
2017-12-04 14:31
The Real Cost Of Waiting To Set Up A Captive Insurance Company
It’s not fun to think about costs. Sometimes, it’s easy to think, “I’ll worry about that later,” or “I’ll pay that later.” In business, opportunity costs are often more important than operational costs.
randy-sadler
business
2017-11-07 22:09
So You Hate Insurance – What Are You Going To Do About It?
There is nothing like that powerless feeling one gets when one’s insurance rates go up, even when there have been no claims and nothing has gone wrong. We work across the U.S., serving mid-market businesses.
randy-sadler
insurance
2017-11-04 23:54
More Powerful Then Retained Earnings – Think Like Fortune 1,000 CFOs Think
Why Fortune 1,000 CFOs Own Captive Insurance Companies and Why Small and Mid-Size Businesses Should As Well Many mid-market CFOs and small business owners alike yearn for the day when their company can
randy-sadler
insurance
2017-10-28 19:59
More Powerful Then Retained Earnings – Think Like Fortune 1,000 CFOs Think
Why Fortune 1,000 CFOs Own Captive Insurance Companies and Why Small and Mid-Size Businesses Should As Well Many mid-market CFOs and small business owners alike yearn for the day when their company can
randy-sadler
insurance
2017-10-28 19:52
More Powerful Then Retained Earnings – Think Like Fortune 1,000 CFOs Think
Why Fortune 1,000 CFOs Own Captive Insurance Companies and Why Small and Mid-Size Businesses Should As Well Many mid-market CFOs and small business owners alike yearn for the day when their company can
randy-sadler
business
2017-09-22 16:21
Proof That Sometimes A Business Can’t Buy Enough Insurance
Bloomberg recently reported that Equifax Inc.’s insurance against cyber breaches is likely insufficient to cover the credit-reporting company’s costs tied to one of the biggest hacks in history. This hack
randy-sadler
business
2017-09-14 20:00
The Empire Strikes Back (Part 3) - The Avrahami Captive Insurance Court Case
By Sean King, JD, CPA, MAcc Principal, CIC Services, LLC This is the third and final part of our series on the United States Tax Court’s recent Avrahami decision. Introduction Recently the United States
randy-sadler
business
2017-09-08 13:56
The Empire Strikes Back (Part 2) - The Avrahami Captive Insurance Case
By Sean King, JD, CPA, MAcc Principal, CIC Services, LLC www.cicservicesllc.com This is Part 2 of a series on the United States Tax Court’s recent Avrahami decision. Introduction Recently the United States
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