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Business interruption often stings more than property loss. 2019 kicked off with a “human-caused disaster” for many American citizens with the longest federal government shutdown in U. S. History. And,

No, this isn’t a typo. “EXCLUSE ME?” is an appropriate response when your business has a loss that you expected your insurance to cover, but an unexpected policy exclusion results in your claim being denied.

Is your captive insurance company paying a large worker’s comp claim to a semi-pro wrestler who is jumping off the top rope on weekends? Let’s hope not! Workers Comp fraud is real and is a drain on many

Uncertain regulatory changes, increased costs of care and restrictions in access to coverage continue to threaten the amount of control employers have over their healthcare insurance. Industry studies

I’m sure you’re familiar with the expression, “All give and no take.” This reminds me of conversations I have had with CFOs and Risk Managers through the years. More than once, I’ve been told about insurance

Your Mother always warned you about the people who would drag you down. She probably told you, “Bad company corrupts good morals.” This axiom is increasingly true in risk management and insurance as well.

Risk management is a challenging business. In the twenty-first century, companies (particularly small and mid-sized ones) face innumerable existential threats. For instance, cyber risk is a growing and

In a recent article published in the January issue of Business Insurance, Phil Karter, JD and Katherine Jordan, JD of Chamberlain Hrdlicka discuss life insurance as an asset class for captive insurance

I was recently talking with a CPA who told me he has been encouraging one of his best clients to form a captive insurance company. It seems that every Fall his client contracts “Yellow Fever” and in this

With the passage of Tax Reform, some mid-market and small business owners are “feeling like a kid in a candy store.” The economy certainly seems to be picking up momentum and real wages are rising for

Two weeks ago, we addressed the impact of tax reform on captive insurance companies. This week, we will specifically focus on small captives that make an 831(b) tax election and insure pass-through entities

For many businesses in the United States, there is excitement in the air, and rightly so. 2017 was characterized by increased corporate earnings and an improving labor market with real wage growth. Consumer

It’s not fun to think about costs. Sometimes, it’s easy to think, “I’ll worry about that later,” or “I’ll pay that later.” In business, opportunity costs are often more important than operational costs.

There is nothing like that powerless feeling one gets when one’s insurance rates go up, even when there have been no claims and nothing has gone wrong. We work across the U.S., serving mid-market businesses.

Why Fortune 1,000 CFOs Own Captive Insurance Companies and Why Small and Mid-Size Businesses Should As Well Many mid-market CFOs and small business owners alike yearn for the day when their company can

Why Fortune 1,000 CFOs Own Captive Insurance Companies and Why Small and Mid-Size Businesses Should As Well Many mid-market CFOs and small business owners alike yearn for the day when their company can

Why Fortune 1,000 CFOs Own Captive Insurance Companies and Why Small and Mid-Size Businesses Should As Well Many mid-market CFOs and small business owners alike yearn for the day when their company can

Bloomberg recently reported that Equifax Inc.’s insurance against cyber breaches is likely insufficient to cover the credit-reporting company’s costs tied to one of the biggest hacks in history. This hack

By Sean King, JD, CPA, MAcc Principal, CIC Services, LLC This is the third and final part of our series on the United States Tax Court’s recent Avrahami decision. Introduction Recently the United States

By Sean King, JD, CPA, MAcc Principal, CIC Services, LLC www.cicservicesllc.com This is Part 2 of a series on the United States Tax Court’s recent Avrahami decision. Introduction Recently the United States