Hi dear @josevas217

the same pattern of spending everything they earn

Now more than ever I understand those people, because I was like that , I had poor financial planning, fortunately here at PH it is a constant theme and that has made me reflect, I think I am on the right path to invest to multiply money ,I could not stop thinking about your publication on YIELDNYAN and I am going to put aside some expenses, to venture into that investment.
greetings