Skimping on an emergency fund, most families have nothing saved, when an emergency occurs they usually go to credit cards and banks, to solve the problem so they are left paying high interest , which is recommended that you do that this situation does not affect you is to have a savings fund for emergencies that is between 3 and 8 months of your expenses.
Not investing enough, most people do not have a penny invested, most people do not know what to invest in and are afraid, but you should not save everything you earn, you must invest to generate some dividends.
Thinking in the short term, it is inevitable for human beings to think in the short term if someone had told you 10 years ago buy a BTC and save it, you would not have done it now you know it was a mistake, but even though you know that you can do today and wait those 10 years, you don't do it, because we always think in the short term and that is a mistake we must have faith that we will have many years to live and a long-term investment can be the solution to all our problems .
Unnecessary celebrations, it seems that we want to always be in constant celebration, we like to go to delicious restaurants, but we know that they are expensive, those extra expenses ruin us in the long run, especially the outings to eat, I recommend learn cook and thus eat your favorite foods without spending more. The cost of eating on the street is high if you add a period of 2 years, if you invest half of that money you can achieve many things.
Lifestyle inflation, occurs when you increase your income and once you increase your expenses because you feel that you deserve a better life, it is not advisable to spend the extra money you earn.
I am going to put these tips into practice, with the recent rise in cryptocurrencies my income has increased and although it is little, I am going to make a long-term investment, I believe that by putting these tips into practice I can achieve something important in the long term.