StateU Token(ESU)

PAYBIT SAS &ITS OFFSPRNGS — CHARGEU, PREPAIDU, TRANSFERU, STATEU

In a world that’s rapidly getting more digital by the day and that strives towards getting convenience at its best, what people witness is the rise in technologies and mediums that facilitate the stated ‘end goal’. Of the umpteen, there are four methodologies that’s being elaborated on here, viz.: ChargeU, TransferU, PrepaidU and StateU. ChargeU is a payment processing methodology for credit and debit cards. TransferU, as in the name itself, refers to actions vis-a-vis instant money transfer across the world. PrepaidU is a prepaid debit card and last, but not the least, StateU is a real estate platform that facilitates the buying and selling of real estate properties.

PAYBIT SAS

ChargeU, TransferU, PrepaidU, and StateU are products and services created by the Fintech company called Paybit SAS. They are also into handling permissions and authorizations for Latin America. Paybit SAS is in a small part of Colombia and is a Fintech service that’s managed in Spain, under royal decree 778/2012 of May 4 juridical system of electronic monetary entities. The primary goal of the company when it started operations in 2017 was to solve border, and bank limit issues and to facilitate sale of real estate properties, both in the urban and rural areas. The company’s aim since day one has been provision of instant, accessible, lucid and free money transfer beyond mere borders, type of currency and geography!

DISCLAIMER

Licenses and approvals are not insured in all jurisdictions. The company and its subsidiaries intend to operate in full compliance with applicable laws and regulations to obtain them, so this document should not be taken or transmitted to any jurisdiction where the distribution is prohibited. In addition, this instrument is not a guarantee of contract or promise that projections will be met by 100%. Paybit SAS ill do its best work to complete all tasks.

Also, beware of online fraudsters and hackers who can compromise the safety, and security of services and products, that eventually may result in huge monetary damages.

CHARGEU

he primary aim of ChargeU is to provide hassle-free shopping experience to its users, that’s also devoid of monetary limits on debit or credit cards, but for taxes. Per transaction cost is stated to be 3.7%+1Euro, with 72 hours given as payment time. ChargeU is also engaged in KYC information collection and handling that can help in avoiding money laundering and similar malpractices, in anti-fraud services and civic blockchain services. Each customer will be identified individually online during a transaction process and each service provided or used will be 100% encrypted.
Procedure:

If a person wishes to purchase a product from an outlet or store using a credit card, the shopper’s data and payment details are acquired after the order is taken. Once ChargeU verifies the required details, a payment order will be released. If the verification fails, a ‘Blocking Order’ will be sent and the customer will be stated to be a fraud. On affirmation, shop details and seller instruction will be given to franchise and payment will be resealed, while on the contrary, transaction denial will lead to an alert-report submission to the concerned bank.

ACCEPTED FRANCHISES

TRANSFERU

TransferU could take the credit of hypothetically erasing the borders of countries, thereby, making money transfer across the globe easier and less cumbersome.

Procedure

For example, if A in Spain wants to transfer money to B in London, he has two alternatives of transaction to choose from. One is through TransferU, which will use national bank accounts to make the monetary transfer happen.

And the second is through ESU token that will use the peer-to-peer secured transaction option, which facilitates reception of tokens and rewards as well. This method also saves time and cost.
Some of the advantages of TransferU are:

· Instant money transfer across the globe (exceptions are countries with shipping restrictions that may require a time frame of 72 hours)

· 52 methods of payments

· +100 digital coins

· Blockchain keeps track of transfer

· KYC & AML 100% safe

PREPAIDU

The very concept of a prepaid card is all set to change with the introduction of PrepaidU. Some of its features are -

· Existence of institutional support and alliances to provide E-banking for personal and banking requirements around the world.

· 3D secure technology that assures safe and secure transactions from across the world

A friendly people’s card based on Oncloud technology
· Customer services provided in seven languages to adhere to any issue or requestBeing blockchain friendly

· Easily rechargeable

· Use-friendly parametres, which however vary for verified, Whitelabel and non-verified users

· E-Money platform that comes with various features such as account-to-account money transfer, 50 payment methods and addition of rechargeable debit card.

· Availability of balance loading facility on E-wallet

· Electronic balance transfers.

STATEU
The primary intention of setting up StateU business centres was to facilitate online money transaction and ease real estate deals.

However, they have gone a step further and have dealt with real-time sale of houses and buildings belonging to several companies in the real estate arena. In fact, this online money transfer business enhances foreign investment in underdeveloped countries. StateU uses ESU Multisig Transfer and every detail of property sale is noted in blockchain.

Procedure

Once a property is visited and negotiated on, the deal is taken ahead by means of payment agreement. This payment can be done using multi-signature transactions. The amount that needs to be paid could either be done completely or partially. Once the transaction is done, the seller can withdraw the money via his national bank account, using StateU services. These services enable money transfer to national bank accounts and also to accounts in banks of allied countries. Also, blockchain usage enables storage of every single and minute data pertaining to the deal, the seller and buyer. Thus, access to data becomes easier at a given point of time and their existence, more secure. Also, from blockchain there comes yet another methodology of storage called ‘Smart Contracts’ that’s used for similar purposes.

THE FUTURE

ChargeU — The December 2018 quarter seems promising with an intend to launch credit and debit card payment processing platform, above 50 ways of payment , 250 digital coins and actions Dao ERC20.

TransferU — During the first quarter of 2019, once the payment platforms are set up, the first instant online 100% money transfer will happen. The target for the second quarter is 1 Billion Euros per month.

PrepaidU — The second quarter of 2019 will see the launch of E-wallet and debit card PrepaidU.

StateU — The second quarter of 2019 will witness faster sales of real estate properties riding strong on rock-solid sale plans.

When experts come together, they do wonders! Same is the scenario here. A bunch of ambitious people, who are no less than visionaries form pillars to to the entire concept of Paybit SAS and its ideas. The team has a broad record in the following:

· OCR

· Fraud Analysis

· Viral Development

· Marketing

Team Members

Advisors

Thus, not claiming to be a bank or even pretending to be one, ESU Token is committed to fight the several odds in the society such as corruption and hunger using the decentralized technology. In this attempt, they also want to enhance art and music of Colombia, as much as wanting to help the world and environment.