I know what you did goes counter to traditional advice. However, the more I reflect on it, the more it seems like a smart move. Younger people (<30) are bound to have less of a savings pot because they

It sucks that the Ledger Nano S has a shipping delay, but it is worth the wait AND the money. I feel a lot better now that my money is protected by a hardware wallet. In the end, I only chose the ledger