I'm generally less hesitant of AI than i was a few years ago, but I still think a lot of this is marketing buzz.

The only use I've found for AI so far is parsing really deep or vague subjects. For example, "what degree or career is best suited to someone with my resume and GitHub profile". I could find a professional advisor, who has done the years of research and has years of experience, and pay them to give me a few ideas. The AI gives me the same starting points, then lets me research the specifics on my own. By narrowing that research space, it saves me a lot of time and helps me find something that I will be interested in doing deep-dive research on.

I no longer think the fad of AI will pass, but I think the subsidization will end, and I think most people will stop using it in their daily lives. It will become the best search engine out there, for those willing to pay/endure ads. The rest of us will just deal with the slop it creates for those willing to pay for it.