In the financial world the debtor and creditor has a unique relationship. A debtor is a party that owes money to another party, while a creditor is the party to whom the money is owed. This relationship arises when one party lends money or provides goods/services on credit to another, creating a legal obligation for the debtor to repay the creditor. But in reality, no debtor would like to see their creditor atandingbat their door. To explain their unique relationship, Sanskrit has following words to say ;
न पश्यामो मुखे दंष्ट्रां न पाशं वा कराञ्चले |
उत्तमर्णमवेक्षैव तथाSप्युद्विजते जनः ||
Na pashyamo mukhe dmshtraam na paasham vaa karanchale.
Uttamarnamavekshaiva tathaapyudvijate janah.
Na = not.
Pashyaamo = by seeing.
Mukhe = face.
Dmshtraam = large teeth.
Paasham = a noose
Vaa = or
Karaanchale = on the hand.
Uttamarnamavekhsiava = Uttamarnam + avekshya + eva.
Uttamarna = a creditor (a person who has lent money to someone.)
Aveekshya = visited by.
Aiva = thus , really.
Tathaapyudvijate = taathaapi + udvijate.
Tathaapi = even then.
Udvijate = tremble, become agitated,
Janah = people.
i.e. A creditor has neither fierce teeth on his mouth nor a noose or a chain held by him on his hand, even then people (the debtors) tremble and get agitated on seeing him.
In these lines the mentality of a debtor towards his creditor on being confronted by the creditor has been nicely described. The prospect of facing a creditor and discussing financial difficulties can be daunting, leading some to avoid contact altogether. Financial difficulties can make it hard to meet obligations, while shame, guilt, and a desire to avoid confrontation can lead to avoidance behavior.
