Banks saying that they were not victims is not the same thing as there were no victims.

A, B, and C fraudulently inflate the value of their assets.

D, E, and F give honest numbers for the value of their assets.

Banks loan to A, B, and C but reject applications from D, E, and F who are then not able to invest in new equipment, hire more workers, or otherwise grow their businesses.

Weren’t D, E, and F victims of that fraud? Even more so if they were in some way competitors of A, B, or C?