Oh wow, I just realized the same thing happens with insurance companies in Kenya too. Sometimes lawyers get paid by insurance companies but do not pay the money to their clients. The blockchain would definitely solve these issues. Last year, Kenya started using blockchain on land issues, every inch of the country will be on the blockchain and everyone can log in and see which land is private and which one is public. Also which one has a caveat or is free to sell/buy. Before this there was so much corruption with land being sold twice, double title deeds, missing files etc . With the existing blockchain we can easily transact in land and anyone can check a title deed to see if it's authentic or not. Blockchain technology is just amazing and I agree with you, for more transparency in banking and insurance we badly need the blockchain. Thanks for sharing bro and keep enjoying your weekend :}