It happens occasionally, but luckily not much. It's always annoying to have to change my passwords and I'm just happy I have a different one for each service, so I don't have to go around, changing them everywhere.

What would it be like if with every single person we were to encounter our first thought was ”this person is probably going to try to rip me off!”

I kinda already walk around like that's the case. I don't trust people I don't know. Clutching my bag closely to me, never trusting anyone that tries to get money for a charity at my door (or on the street). It sucks, but that's the world we live in. Always gotta be aware of those bad apples, who ruin it for the rest of us.