My portfolio allocation: 30% Real Estate (landholdings), 20% Stocks, 15% ETF's, 10% Mutual Funds , 10% Bonds, 5% Money Market Instruments , 5% Gold Bullion (physical) and 5% Cryptocurrency. I never rebalance my real estate and gold bullion. My Stocks will only be rebalanced when it falls outside my risk tolerance threshold. ETF's, Mutual Funds, Money Market Instruments and Bonds in the annual interval. Cryptocurrency as deem necessary as it is a very volatile asset class (unregulated).