I also shoot just with my phone. In fact, I never owned a real camera, just phones. Always. These days, the phones can take very decent photos. This one, for example, was taken by me with an old no name phone in Costa Rica six years ago...
Anyway, I hope that you will be able to pay your debts and even buy a new camera or phone with your Hive earnings one day :)
RE: Feathered Friends - Zamuro, Although my appearance causes you rejection, I am the one who cleans the environment with care / Zamuro Aunque mi aspecto te produsca rechazo, soy el que limpia el ambiente con cuidados