You are right about the "history of debt"... In the beginning, it had a sense of asking for a loan when "people are in need", but in the modern (fiat) world it became ridiculous... People are asking for loans for completely unimportant things in 90% of cases (or even more), and governments have gone totally wild with trillions of debt... and printing money doesn't help at all...
Crypto is the only solution for getting back to the roots of responsible debts...

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