Those are some great goals that you have! We are on the same page regarding HBD and I agree that there is no sense in accumulating it at this moment... And creating "effort goals" is a great idea... It is all about the effort and thanks to the Ourpick, I'm "forcing" myself to engage with others... Very often, I don't have too much time for commenting, but on the other side, I got lazy sometimes too... So, effort goals should help a lot in achieving all the other goals as they are the most important of all!
Good luck!

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