Anyone speculating on HBD, including this casual investor example, is responsible for themselves, and their own wealth. If they don't understand what HBD is and refuse to investigate, then only the market can deliver them the information.

There's no point in having HBD unless it's stable. Just think about how many issues there would be if the bills in your pocket were to change value all the time, even if it were to only be able to go up. The people accepting those bills would not be happy about it. An economy does better when the means of exchange is predictable.

HBD as a stable token has the chance to add a lot of value to the Hive network. You just have to stop pretending it's walled off to just a blogging platform: https://hivel.ink/steem/@dan/steemit-s-evil-plan-for-cryptocurrency-world-domination