I think you make some very interesting and indeed pertinent observations - I do agree that there is a need to construct financial lifeboats that can operate outside of the system and enable us to weather the storm - so I can certainly relate to your thought process. To a degree, I have been jaded by the erosion of crypto's original ethos - to the point where people are now waiting for BlackRock to pump their bags! It's a Faustian bargain - and from that perspective, they have sold their souls for dreams of Lambos. Hence it's always great to hear the innovative ways in which the dream is still alive - it's a testament to a human spirit that will never be broken. I guess platforms like Steemit and Hive are a microcosm of the stakeholder system that is being constructed around us. Thanks for giving me some food for thought and some ideas to ruminate upon. 👊