My Will is my Responsibility. - LadiesofHive Community Contest #223
When I was sick two years back and almost housebound because of my illness; one single thing was on the top priority of my mind and that is, "What will happen to my child when I am gone".
My husband is a very gentleman and cares for us, and takes responsibility for us. But is there any guarantee that he will look after my child after I'm gone. Maybe he will remarry, maybe because of circumstances he will not be able to look after the way I would be pleased.
All these thoughts were killing me, in those days.
To stop the raceing thoughts on this I discussed the matter with my husband. As usual, he laughed and said, I'm overthinking. That didn't please my heart. So I brought up the important question, "How can I secure my children's future, not because I don't trust him but because of my peace of mind?
We have been in a lot of debt to clear up the medical bills. Fortunately, I own a small house in my countryside. I got it through inheritance and now it's on rent. It's not much, and maybe will not cover up the upbringing costs of my children. But I couldn't leave them with nothing.
In my culture, it's almost prohibited to talk about 'will' and 'asset'. People usually get an inheritance after their parents/grandparents are gone. I didn't wanted to do the same for my children.
However, there are many complexities in our local law so I couldn't give my will directly in the name of my now 15 years old and 11 years old. But I have to make a 'legal guardian' for them so when I am gone they will get it.
Reasonably, it's risky because the 'legal guardian' can falsely claim and manipulate the system to get the asset.
Instead, with professional advice I did the 'electric paperwork' done in the name of my 15 years old. And, the 'tax of the asset' was done in the name of my 11 years old. So, they can later use those papers.
It's a complex process but I made it through after many many paperwork. Also, I have shared about this with all my close relatives like my parents and in-laws. So when the time comes, they all will know what to do.
Life comes with so many responsibilities. We build our homes, make money, and broaden our business but sometimes forget to secure it through a will. It's very common here. And I have seen people go through ugly family lawsuits because of it. Many relationship comes to an end because of this.
It's better to talk about it and make a decision when our hairs are still not silver. It may sound wired but we need to do this to secure our assets as well as the future relations and lives of our loved ones.
Thanks for this wonderful question, it will help us to be educated and make future decisions.
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