A great worry indeed, as covid is destroying communities and the economy of many countries.
Ours was on the brink of a recession and bankruptcy even before it started. Now we are really in a hole.
Personally I have never considered retirement, as I will just continue until I drop.
We have no pensions in any case and if we had, the government would most likely have stolen it. Classes have always been a big issue here and lately the race thing is another match to the fire. Politicians now have much ammo to sow dissent between races in order to sweep the majority up to vote for them.

It is now 25 years since this new government is in place and they have very little to show for it.
But such is life and we carry on regardless!