A good "damned if you do, damned if you don't" tale.
This was not a good night for Toby. I don't think Jan meant what others thought she meant by the word "bond". Jan set all this up to get Toby in the sack it seems to me. As I see it, Loran be smart to not get involved, and if I were her that slip of paper would not make it past the next trashbin.
A modern tragedy.