You talking about inheritances and mismanagement of them by the youth reminded me of a post I read in Reddit. Someone received 800k from their grandma as inheritance. They placed 100k in high yield savings, and the 700k in Intel. A few days later, Intel had a lot of bad news and its price crashed. I know this is just one example, but getting a big inheritance is like winning the lottery for a lot of people struggling. Those who won large amounts in the lottery tend to go bankrupt and end up worse than before they won it [buying tickets isn't really a sign of good money management]. A lot of people that hasn't had any experience of holding large amounts of money, don't have an idea of how to use it wisely.