Banking systems worldwide need to adapt more to the needs of their users and less to those of their owners. The user wants ownership, just as you shared it, the user wants autonomy. The war to discredit cryptocurrencies is palpable. However, the reality is that there is a great trend and their struggle is of little use when each country now wants to get its own currency, but not so ingenious as to please the autonomy they want. They themselves were the promoters of an evolution in banking systems due to their loss of credibility.
That's why I love hive for its self-sustaining possibilities.
RE: IMF's Continuous Efforts To Present CBDCs As A Better Alternative