Also for the hard work and counseling, if you do not have a job at hand or maybe something profitable you're do you can't save up or even meet up deadlines to your savings. It is one thing to save and another thing to know how and when to save, also there's what to do while saving and here comes counseling. Belema would say the only way I can release a savings to you is if and only if you or a family member is dying or when it's the end of our agreement. ( I have my savings with her and also in the bank).
Now let's bring this scenario into our school systems where savings is imputed into the schools curriculum and they are thought on how to manage wealth. Imagine teaching a child how to save a # 100 or 100 cedis everyday/ week for a month and at the end of the year the child gets # 36,500 for him or herself, I bet you that child will be joyful and hopeful, I bet you if that child takes that mentally of saving the little he or she has that child will be saved from unnecessary debts. I'm saving this because I have experienced this and I know the feeling, although I'm not a worker I'm a student but I get stipends from time to time, you know that joy of spending or finally getting the money you saved up all through the year. As a teacher if you're able to inculcate all these into the mind of a child and see that they get to fulfill it with your guidance and counseling, I'm sure that child will be grateful when they grow up.
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Like I said before save before you spend, also savings helps alot what you're saving might be insignificant but at the end you will be grateful you did
Do not save above average or even up to average save money at your convenience don't save a particular amount because others are doing please save money according to your pocket and finance 鉂わ笍.
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