Still better than paypal and venmo and cashapp

I don't use those.

Like I said it isn't 'bad', and I may even try it.
It is just 'kyc'. If you want 'kyc' it is a cool tool and alternative to those baddies for sure.

One of my favorites is Flux/Zel. The Zelcore wallet is something you can get pretty, creative with. You might like it as it is a very robust product and:

but you can also connect exchanges/apis/etc right on the 'wallet' and swap around between all kinds of different coins/stables.

Swaps/Defi/Api/Exchange

Wallet/Node/Mining -->

https://www.runonflux.io/