There is no denying the fact that our finance is important and how we manage it speaks a lot about who we are and also about how far we can go.
Finance is really important and it speaks volume as to determine what you can achieve and not achieve. Not every money that comes into our hands has to be spent. Not every money is a bread, but a seed and when I mean a seed, I mean something to invest, to bring about a greater increase for you. If what you are to use as a seed is consumed as a bread, then such a person would be at the mercy of others because as an economist, resources are limited and our desires and wants are unlimited.
This post seeks to address how we can have a better understanding of how our finance works, so we can make good use of what comes into our hands. If we manage our cash flows well (what comes in and goes out), then we can plan our lives well and manage situations better.
SET FINANCIAL GOALS:
In the last post, i talked about the fourth and fifth points on how to set a working financial goal. Now i will share the last point on this.
How do we set reasonable and working financial goals? We need to be S.S.M.A.R.T about it.
T - Time bound: Your target should be time bound. This is also a situation that is applicable to life. You want to get married? When? You want to buy that car? When? You want to own that land? When? What are the goals you have set for yourself? Put a time frame on it. This helps in pushing you ahead and keeping you on your toes anything you see it approaching and you have not attained it yet. To further make it easier to do, kindly have an accountability partner or someone whom you have utmost respect for, that can push you ahead with words and in actions.
Having an accountability partner or putting a time frame on your financial goals can help you track things and also work towards that target with intensity.
When you have set your target, don't forget it has to stretch you, it has to be specific, measurable, achievable, and realistic, only then can you attain the desire financial freedom. When you have capacity for more, don't hesitate to do more.
The road to wealth is paved with goals. Setting goals underscores the reason for hard work and the making of sacrifices. To enhance realization of goals, you should amongst other things find an accountability partner. Not someone that would think you have done okay, but someone that would push you.
I never said it is easy, but you can be sure it would worth it.
I will be talking much later on other points as to how you can achieve financial freedom with financial intelligence or with better understanding.
Thank you for your time.
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