Jeez. Just a couple of days back on this thing, and I already forgot just how obnoxious some people find SBI. Totally forgot about that, and I come back to see that this post's been downvoted by an anti-SBI account all the way down to zero. 😭

Not sure if anyone will even notice this comment but ---
Call me a coward, but I'm going to go ahead and close out my SBI membership completely. not worth the downvotes when my posts are incredibly innocuous.

Edit: Yeah.. that killed a bit of my reputation, too. 🙃