Don't get me wrong here, there's a ton of stuff to be addressed with this system, but both Hive and HBD need more liquidity. Rising the interest rates can help us facilitate more demand for #HBD by providing higher incentives to holders.
I don't think 20% interest will destabilize the economy.
The more money comes into the system, the more competition grows and the products become better.
If we had a 16-bill market cap, trust me, you'd have 10 new apps popping up on a monthly bases, all providing different tokenomics and abilities for you to earn.
Why?
Simply because there's enough money for anyone to take the risk and build something different.
RE: Debt Kills. The Witnesses Have Listened to the Merchants of Debt